Combined Access

Your Credit Building Company

Combined Access, LLC

ph: 216-862-2907
fax: 216-862-2909

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Get The Good Credit You Deserve!

Establishing good credit has never been as important as it is today.

Not only does your credit history determine what rates you receive when you are looking to finance merchandise or when applying or refinancing a home loan. Your credit history can determine whether you get a good job, a decent apartment or reasonable rates on insurance.

Alternative credit such as rental history, utility bills, cell phone, insurance payments , etc can sometimes be used when applying for mortgage loans. As a credit building tool it is very important that these bills are paid on time as a back-up to building traditional credit with Equifax, Experian and Transunion. There is no special program that you need to sign up for this option. Simply keep a paper trail of all payments made and submit to your lender when applying.

Money Back Guarantee -

Member Investment Warranty: 1) As long as you do your part, if no derogatory item is removed from your report within the first 3 months of membership, at your request we will terminate your membership and refund you all membership fees paid. 2) At the conclusion of your 12 month membership, if there are any derogatory items left on your report, an evaluation of your results will be performed. A value of $100 will be placed on each deleted or improved item and subtracted or added from your total amount paid. Any difference will be refunded to you. 3) In addition if for almost any reason you are not satisfied with your results; our attorneys will extend your case and continue to work on your behalf until you are completely 100% satisfied with your results.

It is unethical and against the law to guarantee or promise a time limit on how long it will take for your credit to be restored.

Contract Agreement.

Fixing credit problems may not necessary give you the end results that you need to accomplish your goal. Building positive tradelines should be the next step if you are serious about enhancing your credit scores.

We assist individuals in establishing or re-establishing positive tradelines on their credit reports. Our main objective is to assist in increasing scores to qualify you for better credit offers.

Consultation Services